SELLER IS MOTIVATED! Eligible buyers may be able to purchase this home with NO MONEY DOWN financing! Welcome to this charming 3-bedroom, 1-bath home in Holiday offering over 1,100 square feet of comfortable living space with an open-concept layout designed for everyday living and entertaining. Major updates have already been taken care of, including a newer roof (July 2020), AC (2020), water heater (August 2020), and septic pumped in February 2026. Additional improvements include new living room flooring (2025), fresh interior and exterior paint, and an updated bathroom featuring a new window installed in 2025. The electrical panel was updated in 1995 under permit #222740. The remodeled eat-in kitchen features custom cabinetry, updated countertops, backsplash, and a full appliance package. Step outside to a fully fenced backyard offering plenty of privacy and space for pets, gardening, relaxing, or entertaining. NO HOA and NO FLOOD ZONE! Conveniently located near shopping, dining, parks, Gulf beaches, and major roadways. Whether you're looking for a primary residence, seasonal home, or investment property, this home offers affordability, updates, and flexibility in a great location. Seller is ready to make a deal-schedule your showing today! No-money-down financing is subject to buyer and property eligibility and lender approval.